Professional Liability Insurance

Professional Liability Insurance that's simple, easy, and clear.

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As a professional, you use the skills you have attained – your education, your experience – to help inform and guide your clients in the best possible way. But even on our best days, oversight can happen. You can miss an aspect of your client’s situation that creates a financial exposure for them and hence you and your company. Even if you are not deemed to be responsible, the legal process can be time consuming and very costly.

What is Professional Liability Insurance?

Professional Liability Insurance also known as Errors and Omissions Insurance provides you with the insurance coverage you need to weather a costly law suit resulting when a client holds you responsible for misinformation, mistakes or falling short of expectations in the work performed. As a professional, you bring you’re a-game every day but no one is perfect and mistakes or miscalculations can happen.  Professional Liability Insurance will provide the financial support to get through any legal action a client may take against you.

Who needs Professional Liability Insurance?

If you are a professional architect, accountant, engineer or any type of consultant offering your advice and delivering services, you should purchase Professional Liability Insurance.

How much does Professional Liability Insurance Cost?

The cost of Professional Liability Insurance will vary depending on the type of industry you are in as well as the services you provide to your customers.  The cost can range from about $57 per month up to $100 per month depending on your industry for coverage as a sole proprietor.  Of course, if you are purchasing insurance for an office of professionals, this cost will increase depending upon the number of consultants being covered under this policy.

How can I purchase Professional Liability Insurance?

MIG Insurance offers coverage for Professional Liability Insurance for all classes of business.  For some types of businesses, we have built very buyer friendly “quote and buy online” solutions. The following are some products we provide in a self-serve environment, letting you choose the coverage you need and purchase directly from our site. For more complicated forms of insurance, we will work with you to define the coverage that will best protect your business. As always, we are here for you at any time to help along the way.

Not seeing your industry listed here? Check out our full offering of Professional Liability Insurance for all classes of business.