Why Do Event Planners Need Insurance?
As a professional in your field, you pride yourself on the level of expertise you bring to your clients. But sometimes things can go wrong. And even if you or your employees didn’t make a mistake, legal fees to defend your position can have a very negative impact on your business.
General Liability Insurance for Event Planners
With general liability and errors and omissions insurance for event planners, you and your business operations will be protected. A common and important insurance requirement for event planning professionals is a general liability insurance policy. This protects against claims of bodily injury or property damage and includes medical cost reimbursement for injured parties.
Who is Event Planners Insurance For?
If you define the work you do as one of the following, check out our “buy now” feature. In just minutes, you can purchase the coverage you need knowing that our professional brokers are right here with you to explain coverage options and provide advice along the way.
- Conference Organizers
- Event Organizers
- Exhibition Organizers
- Party Planners
- Wedding Planners
You have questions. We have answers. Event Planners insurance, explained.
Why do professional event planners need insurance?
As a professional event planner, you pride yourself on the service you give to your clients, making their event a day to remember. But sometimes things go wrong. Even if you or your employees didn’t make a mistake, legal fees to defend your position can have a negative impact on your business. General liability for event planners gives you that financial protection against bodily injury and property damage as well as coverage for any errors and omissions in fulfilling your contracts. You can also add coverage for your office contents.
What’s included in this coverage?
With MIG’s Professional Event Planners program, you can choose the following coverage options:
- Up to $1 million errors and omissions coverage
- Up to $2 million general liability coverage
- Up to $50,000 in contents coverage and $25,000 for property away from the office
- Standard deductible is $1,000 but can be brought down to zero
What does professional liability insurance cost?
You can purchase basic errors and omissions insurance for less than $50 a month. For full coverage options, you can expect to pay about $100 per month depending on your operations and number of employees.
How easy is it to buy this coverage?
Very! By answering just four questions, you can build the coverage you need for your business. In just a few moments, you can purchase this coverage online with your credit card. Your insurance documents will arrive in your inbox immediately!
Protect yourself and the clients your look after. Then sit back and enjoy all the hard work you put into making their day their most memorable moments!