Disability Insurance

Disability insurance that’s simple, easy, and clear.

Get a quote

Disability Insurance

What is disability insurance?

Disability insurance is designed to replace a portion of your income if you become disabled and are unable to earn an income. A disability can result from a number of causes, including an injury, a serious illness or a mental health issue.  And the duration of a disability can be either short- or long-term.

Who will need disability insurance?

A disability can strike anyone regardless of their age, gender or occupation. In this sense, anyone who earns an income could benefit from the added protection provided by disability insurance. In particular, those looking to help protect their family and other loved ones from possible financial disruption associated with suddenly becoming unable to work due to illness or injury would be appropriate for this insurance.

How does disability insurance work?

If you are unable to work due to an illness or injury and thus are unable to earn an income, you will receive a monthly payment after a pre-determined waiting period has passed. You might already have disability insurance through your employer, but you should be aware that this coverage may not meet all your needs. Individual disability insurance can provide you with more flexibility and can also help protect more of your earnings

How does disability insurance work?

If you are unable to work due to an illness or injury and thus are unable to earn an income, you will receive a monthly payment after a pre-determined waiting period has passed. You might already have disability insurance through your employer, but you should be aware that this coverage may not meet all your needs. Individual disability insurance can provide you with more flexibility and can also help protect more of your earnings.

How will disability coverage benefit me and my family?

Your financial commitments don’t just disappear if you are unable to work. Disability insurance works when you can’t, providing you with a monthly income to help cover your ongoing expenses such as mortgage payments and grocery bills. The ability to earn an income is one of your most valuable assets. Your ability to provide for yourself and your family could come under risk if you are unable to work. Disability insurance can help maintain your lifestyle until you are able to return to work. Disability insurance provides a monthly payment after a pre-determined waiting period to provide you and your family financial security while you are unable to work due to an illness or injury. Talk with an advisor today.

Disability insurance that’s simple, easy, and clear. Get a quote