Why do you need event liability insurance?
Whether it is your first time throwing an event or you have a couple under your belt, there’s a lot that goes into putting on an event to make it a day to remember. Try as you might, things can sometimes go wrong. If they do, it can lead to bills, legal fees and other financial aspects that you may not be ready for.
Who should purchase event liability insurance?
Individuals and organizations planning single or multi-day events should consider this coverage. In most cases, your rented venue will want to see proof of insurance and your contract with them will clearly state that they have no liability for injuries or damage. Check your venue contract carefully to understand your responsibility.
Note that this coverage is not for professional event planners. If you plan events and conferences for others, you will require a professional liability insurance policy.
What’s included in this coverage?
Included in an event liability policy is general liability which provides coverage for property damage, bodily injury and medial cost reimbursement for those injured. Basically, if during your event someone causes damage to the property or someone gets hurt, you are covered in either case.
Here is what’s covered through our convenient buy online event liability insurance policy:
- Bodily injury and property damage liability coverage up to either $1 million or $2 million
- Host liquor liability
- Tenant legal liability
- Medical payments up to $2500
- Non-owned auto coverage
- Volunteers are covered as additional named insureds
- Subject to $1,000 deductible
How much does event liability insurance cost?
Depending on the type of event you are hosting and the number of people in attendance,you can purchase this coverage for as little as $100 plus convenience fee and taxes.
How easy is it to buy this coverage?
With our buy and quote online options, it’s as easy as a few clicks to purchase coverage. No need to add another to-do to runaround and get coverage before your big day; you can purchase online,whenever works best for you. Quote and buy online today!