Why do you need event liability insurance?
Who should purchase event liability insurance?
Individuals and organizations planning single or multi-day events should consider this coverage. In most cases, your rented venue will want to see proof of insurance and your contract with them will clearly state that they have no liability for injuries or damage. Check your venue contract carefully to understand your responsibility.Note that this coverage is not for professional event planners. If you plan events and conferences for others, you will require a professional liability insurance policy.
What’s included in this coverage?
Included in an event liability policy is general liability which provides coverage for property damage, bodily injury and medial cost reimbursement for those injured. Basically, if during your event someone causes damage to the property or someone gets hurt, you are covered in either case.Here is what’s covered through our convenient buy online event liability insurance policy:
- Bodily injury and property damage liability coverage up to either $1 million or $2 million
- Host liquor liability
- Tenant legal liability
- Medical payments up to $2500
- Non-owned auto coverage
- Volunteers are covered as additional named insureds
- Subject to $1,000 deductible