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Contractors Insurance

MIG Insurance is creating a world where insurance is bought, not sold. Our team is here to be your trusted advisors, offering the information you need to make the best decisions for your construction business. It’s a holistic approach to building a risk and insurance portfolio that will help you accomplish your business goals.

Contractors Insurance

Buying insurance to keep your business running has never been easier! By answering a few questions you can buy contractor’s insurance right now for on the job and on the go. Simple, easy-to-buy coverage for the tools of your trade with policies delivered right to your phone or desktop in seconds.

Commercial General Liability (CGL)

Commercial General Liability (CGL) provides coverage for liability claims arising from bodily injury and property damage to others as a result of your operations. Losses and subsequent claims could be caused by you, your employees or your products, or by something occurring on your premises.

Tools Insurance

Tools insurance covers your hand tools and portable tools when at a jobsite, in transit or while locked in a vehicle or storage. Each item is covered up to $1,500. Examples of tools covered include:

  • Saws
  • Screw drivers
  • Socket sets
  • Drills
  • Nail guns
  • Belt sanders
  • Hammers
  • Compressors

Contractors Equipment Insurance (CEF)

Contractors’ Equipment Insurance (CEF) covers equipment at construction projects and job-sites. This coverage is sometimes called a “floater”, because the coverage follows the equipment from one job-site to the next, as well as while in transit. Examples of equipment covered includes:

  • Mobile equipment
  • Bulldozers
  • Road-graders
  • Forklifts
  • Loaders
  • Backhoes
  • Skidsteers

Contents Insurance

Contents Insurance provides coverage for your equipment and stock at your shop and office premises. This includes items used to run your business. Examples of contents covered include:

  • Computers
  • Fax machine
  • Printer
  • Merchandise/stock (example: flooring or tiles)

Installation Floater Insurance

As a contractor or subcontractor, you need to be protected if your work is damaged on your job site or project. Installation Floater Insurance is protection for materials and work in progress. Installation Floaters are designed to protect the value of labour and materials of a contractor's work in progress.

Contractors insurance that's simple, easy, and clear. Quote and buy online today.