Do your clients lift things up and put them down? Or are they transitioning from downward dog to chaturanga? As a fitness pro, you’ll need to bulk up on the right insurance for you, your landlord and your clients. Designed specifically for health clubs, studios and gym owners, we can help you find a program that provides all the essential insurance protection you'll need.
Our preferred program includes up to $5 million in Comprehensive General Liability (GLC) with additional coverage for employees, errors & omissions, malpractice and equipment coverage. Optional coverage is available for office equipment, improvements and building insurance.
Liability coverage can cover you, your landlord and any employees who may be working on behalf of you. Should anyone be injured during instruction on or off your premises, this will cover you for any claims of negligence.
As a fitness professional, you have an obligation to ensure your work is properly performed. Any error or omission in your work may make you responsible for damages. This coverage will provide up to $2 million in protection.
This provides protection for you and your employees should there be negligence in the care of a client, up to $1 million.
If you own your building, this coverage can also be factored into your insurance policy. If you are renting, you will want to insure all your equipment, contents, office equipment and any upgrades and tenant improvements to your space.