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Residential Home Builders Insurance

MIG’s commitment to Buyer Friendly Insurance will meet you at every turn. We work with builders across Western Canada and can be your connection to the insurance program that will work best for you.

Builders Risk Insurance

Builders Risk Insurance provides coverage for loss or damage to property during the course of construction. Throughout the construction, the value of input materials continues to increase. This coverage will protect you as the project grows all the way through to completion.

Commercial General Liability (CGL)

Commercial General Liability (CGL) provides coverage for liability claims arising from bodily injury and property damage to others as a result of your operations. Losses and subsequent claims could be caused by you, your employees, your products and completed operations or by something occurring on your premises.

Tools Insurance

Tools Insurance covers your hand tools and portable tools when at a job site, in transit or while locked in a vehicle or storage. Each item is covered up to $1,500. Examples of tools covered include:

  • Saws
  • Screw drivers
  • Socket sets
  • Drills
  • Nail guns
  • Belt sanders
  • Hammers
  • Compressors

Contractors Equipment Insurance (CEF)

Contractors’ Equipment Insurance (CEF) covers equipment at construction projects and job sites. This coverage is sometimes called a “floater” because the coverage follows the equipment from one job site to the next, as well as while in transit. Examples of equipment covered include:

  • Mobile equipment
  • Bulldozers
  • Road-graders
  • Forklifts
  • Loaders
  • Backhoes
  • Skidsteers

Contents Insurance

Contents Insurance provides coverage for your equipment and stock at your shop and office premises. This includes items used to run your business. Examples of contents covered include: Computers, Fax, Machine, Printers and Merchandise and stock (eg. flooring or tiles).

Insurance coverage for home builders. Contact us and speak to a broker today.